Obtaining Finance

We suggest your first point of call when seeking a mortgage should be BuildStore Mortgage Services – the UK's self build and renovation finance experts. BuildStore offers a wide selection of mortgages and exclusive deals, including with the Ecology Building Society, which reward borrowers with lower interest rates for sustainable low-carbon designs – like our eco-friendly kit houses.

To fund a HebHomes project you will likely require a ‘stage payment’ mortgage, which releases funds as your build progresses. There are two types, defined by when you get the money: a traditional arrears stage payment, in which money is released after each build phase is completed, or an advance stage payment, in which the money is released before the build phase takes place. Your cash flow and savings will determine the right solution for you.

BuildStore’s Accelerator mortgage is ideally suited to SIP house projects. Money is released at the beginning, rather than the end, of each build stage, plus you get cash to fund the early stages of your build, including the land purchase, and the purchase and erection of the kit:

  • Borrow up to 85% of your land and build costs
  • Stay in your current home until you have finished your new one
  • Receive your money when you need it to pay for materials and labour
  • Choice of leading lenders, products and competitive interest rates
  • Advance stage payments available

With the correct mortgage you should have more money, enhanced cash flow and greater flexibility during your project. For expert advice on financing your HebHome, complete the enquiry form or call 0345 223 4888.

BuildStore Customer Advice: Your home may be repossessed if you do not keep up repayments on your mortgage. BuildStore charge a fee of £695 for arranging self build and custom build mortgages: £95 is payable on application and a further £600 on offer. For all other mortgages BuildStore charge a fee of £395, payable on offer.